Subsidy Loan and Margin Money Loan Schemes for poor Scheduled Caste family

Subsidy Loan and Margin Money Loan Schemes for poor Scheduled Caste family from West Bengal S.C. and S.T. Development & Finance Corporation:-

Family Oriented Economic Development (FOED) schemes on Special Central Assistance (SCA) to Special component Plan:-

This scheme is implemented by the Corporation for catering to the poorest of the poor Scheduled Caste family living below the poverty line. The scheme is tied up with the Banks. Corporation releases Margin Money loan and Subsidy from its fund which is clubbed with the bank loan portion and disbursed to the beneficiaries through the banks.

The Corporation provides assistance to the target group people on individual or cluster basis for undertaking income generating schemes under six brand sectors like :-

1. Agriculture & Small Irrigation
2. Animal Husbandry
3. Fisheries
4. Village Industries
5. Small Business
6. Small Transport

Eligibility for the loan:
☼ Annual Family Income 1) Rs. 19654/- in Rural Areas and II) Rs.27247 in Urban areas. ☼ The beneficiary should be in the age group of 18-50 years.

☼ The beneficiary shall not be a defaulter of loan from any financial institution including the Bank/Co-operative Societies and the beneficiary shall produce a "No due certificate" from the service area Bank/Co-operative Societies which is catering his/her residential area.

Means of finance in this scheme consists of three components:

• Subsidy
• Margin Money Loan
• Bank Loan

How to apply for the loan:

Application forms are available at Gram Panchayet/Municipality/B.D.O/West Bengal SC & ST Development & Finance Corporation office. The various projects implemented under SCA to SCP scheme is illustrated (not exhaustive) Below:

• Cane & Bamboo
• Tailoring                        
• Grocery
• Paddy Processing
• Goatery
• Piggery
• Pan-bidi-cigarette stall
• Tea Stall
• Milch Cow
• Carpentry
• Puffed Rice Making
• Mat Making
• Vegetable Vending
• Shoe Making
• Chanachur Making
• Readymade Garment
• Sal leaf Plate Making
• Cycle repairing

Credit Linked Scheme:

• NSFDC i.e. National Sch.Castes Finance and Development Corporation.
• Mahila Samriddhi Yojana of NSFDC.
• Micro Credit Schemes of NSFDC
• NSTFDC i.e. National Sch.Tribes Finance & Development Corporation.
• Adibasi Mahila Sashaktikaran Yojana of NSTFDC.
• S.R.M.S i.e. Scheme for Rehabilitation of Manual Scavengers.
• NSKFDC i.e. National Safai Karmacharis Finance & Development Corporation.

For detail information visit website http://www.anagrasarkalyan.gov.in

Information taken from http://www.anagrasarkalyan.gov.in

NSFDC Contact Address and Loan Schemes for Scheduled Caste in India

NSFDC Contact Address and Loan Schemes for Scheduled Caste in India:-

‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.

NSFDC offers loan for income generating scheme to target group through State channelizing Agencies. NSFDC offers loans only to economically poor sections of Scheduled Castes whose annual family income is below Double the Poverty Line limit (i.e. upto Rs 40,000/- for rural areas and upto Rs 55,000/- for urban areas). NSFDC provides loans for income generating activities in Agriculture and other allied, industrial and service sector & for professional/ Technical education.

But apart from caste and economic criteria, applicant must have practical experience or skill and entrepreneurial ability in concerned field so that they can utilize loan properly, and make their business a success.

NSFDC provides different types of loan schemes:-

(i) Term Loan

(ii) Micro Credit Finance

(iii) Mahila Samriddhi Yojana

(iv) Mahila Kisan Yojana

(v) Shilpi Samriddhi Yojana

(vi) Educational Loan Scheme

Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.

Contact Address of NSFDC:-

NSFDC has its Head Office at Delhi and its full address and contact number is -
National Scheduled Castes Finance And Development Corporation
14th Floor, SCOPE Minar, Core 1 & 2, Laxmi Nagar, Delhi – 110 092
Tele: 011-22054392, 22054394, 22054396.
Fax: 011-22054395

E-mail: nsfdc@ bol.net.in
Website: www.nsfdc.nic.in
NSFDC has five Zonal Offices at Mumbai, Kolkata, Bengluru, Lukhnow and Guwahati.

For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Micro Credit Finance Government Loan Scheme for Schedules Caste in India

National Scheduled Castes Finance and Development Corporation (NSFDC):-

‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment. 

NSFDC provides different types of loan schemes:-

(i) Term Loan

(ii) Micro Credit Finance

(iii) Mahila Samriddhi Yojana

(iv) Mahila Kisan Yojana

(v) Shilpi Samriddhi Yojana

(vi) Educational Loan Scheme

Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.

Micro Credit Finance:-

Some activities/indicative schemes for which Micro Credit Finance are provided:-

• Betel leaf shop
• Cycle repair
• Milch animal
• Vegetable Vending
• Bakery
• Goatery
• Incense Stick making
• Papad manufacturing
• Candle Making
• Beauty parlour
• Fish Vending, etc
• Pickle Manufacturing
• Tea Shop

For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Shilpi Samriddhi Yojana Government Loan for Schedules Caste in India

National Scheduled Castes Finance and Development Corporation (NSFDC):-

‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.

NSFDC provides different types of loan schemes:-

(i) Term Loan

(ii) Micro Credit Finance

(iii) Mahila Samriddhi Yojana

(iv) Mahila Kisan Yojana

(v) Shilpi Samriddhi Yojana

(vi) Educational Loan Scheme

Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.

Shilpi Samriddhi Yojana:-

Eligibility for Shilpi Samriddhi Yojana-
This loan is specially given to Scheduled Castes Artisans possessing Artisan Identity Card issued by the Development Commissioner (Handicrafts), Ministry of Textile, Govt. of India or any Government authority for making of craft items.

Procedure to apply for NSFDC loan:-

Intended applicants who wish to avail NSFDCs loans have to contact the SCAs. The SCAs have officers in every District/Region. The applicants are required to submit application in  NSFDC's format with details of business and copies of caste, income, experience at the district office. Offices of these agencies exist in every district where details of business and caste, family income, professional experience and documents related to activity are to be filled in NSFDC's format and submitted at the District Office.

For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Term Loan Scheme Government Loan for Schedules Caste in India

NSFDC (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.

NSFDC provides different types of loan schemes:-

(i) Term Loan

(ii) Micro Credit Finance

(iii) Mahila Samriddhi Yojana

(iv) Mahila Kisan Yojana

(v) Shilpi Samriddhi Yojana

(vi) Educational Loan Scheme

Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.

Term Loan provided by NSFDC:-

Some activities/indicative schemes for which Term loan is provided:-

• Dairy
• Agricultural Land Purchase
• Fisheries
• Goatery
• Fisheries
• Honey Bee
• Cultivation
• Horticulture/ Floriculture
• mulberry farming/ Silk Weaving/ cocoon production, etc
• Poultry
• Power Tiller
• Flour Mill
• Sheep Farming/
• Footwear Manufac-turing
• Furniture Making
• Handlooms/ Power looms
• Leather goods manufacturing
• Leather Processing unit
• Readymade Garments
• Rexine articles making
• Silk reeling unit
• Silver Ornaments making
• Tailoring Shop
• Autorickshaw
• Beauty parlour
• Cyber Cafe
• Departmental Store
• DTP and Computer Centre
• Fertilizer Shop
• Hardware Shop
• Medical Shop
• Photography/Video-graphy
• Steel Fabrication
• Tent House
• Tractor

For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click here

NSFDC Various Government Loan Schemes for Scheduled Castes in India

Information about National Scheduled Castes Finance and Development Corporation (NSFDC):

‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.

NSFDC offers loan for income generating scheme to target group through State channelizing Agencies. NSFDC offers loans only to economically poor sections of Scheduled Castes whose annual family income is below Double the Poverty Line limit (i.e. upto Rs 40,000/- for rural areas and upto Rs 55,000/- for urban areas). NSFDC provides loans for income generating activities in Agriculture and other allied, industrial and service sector & for professional/ Technical education.

But apart from caste and economic criteria, applicant must have practical experience or skill and entrepreneurial ability in concerned field so that they can utilize loan properly, and make their business a success.

NSFDC provides different types of loan schemes:-

(i) Term Loan

(ii) Micro Credit Finance

(iii) Mahila Samriddhi Yojana

(iv) Mahila Kisan Yojana

(v) Shilpi Samriddhi Yojana

(vi) Educational Loan Scheme

Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.

For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click here