SGSY Govt Loans-Swarna-Jayanti Gram Swarojgar Yojana:-
Objective:
The main objective of the SGSY is to bring the assisted poor
families above the poverty line in three years by providing them income
generating assets through a mix of bank credit and government subsidy. The
scheme covers various aspects of self-employment such as organization of the
poor into a self-help group, training, credit, technology, infrastructure and
marketing.
Salient features of the scheme :
• The assisted families may be individual or group, however,
emphasis is on the group approach. Generally the groups are formed with the
members of BPLfamilies only. In some cases 20% and in exceptional cases 30% of
the group members may belong to APLfamilies, but the APL members of the groups
are far from being office bearer and will not be entitled to get subsidy.
• 50% of the group formed in each block should be
exclusively for women who will account for at least 40% of the swarozgaries.
• For selection of key activities, approval of the panchayat
samity at the block level and DRD cell zilla parishad at district level are
necessary.
• The scheme ensures upgradation of technology in the
identified activity cluster. The technology intervention seeks to add value to
the local resources, including processing of the locally available material for
local and non-local market.
• SGSY provides for promotion of marketing of the goods
produced by the swarozgaries.
• SC/ST accounts for at least 15%m of the swarozgaries and
disabled for 3%.
Subsidy Norms for SHGs and Disabled persons :
Subsidy under SGSY is uniform @30% of the project cost,
subject to a maximum of Rs. 7,500/- in case of individual beneficiaries. In
case of SC/STs and disabled, the rate is 50% subject to a maximum of Rs.
10,000/-. For group of swarozgaries ,the subsidy is 50% of the project cost
subject to a ceiling of Rs. 10000/- per capita
Expenditure on different component such as training and capacity building, revolving fund, subsidy and infrastructure are to be prioritized by DRD cell based on the local requirements. However, the expenditure on infrastructure should not exceed 20% of total annual allocation.
For further details, Panchayat Samity at the block level and DRD cell of Zilla Parishad at district level may be contacted.
Expenditure on different component such as training and capacity building, revolving fund, subsidy and infrastructure are to be prioritized by DRD cell based on the local requirements. However, the expenditure on infrastructure should not exceed 20% of total annual allocation.
For further details, Panchayat Samity at the block level and DRD cell of Zilla Parishad at district level may be contacted.
For detail information visit http://employmentbankwb.gov.in/sgsy.php or Click Here
Info Source- http://employmentbankwb.gov.in/sgsy.php
