BSKP Loans for Self-employment-Bangla Swanirbhar
Karmasansthan Prakalpa:-
Objective of the Scheme:
For individual youth the scheme is called “Atma Maryada” and
for groups of entrepreneurs it is called “Atma Samman”. The objective of the
scheme is to generate self-employment in the state through promotion of tiny
scale units of production, manufacturing, trade, service or any other sector
other than direct agriculture. It is a continuing scheme. It covers both urban
and rural areas.
Implementing Authority:
The society for self-employment of unemployed youth, West
Bengal implements the scheme through banks or other financial institutions.
The maximum limit of loan available under the scheme:
For an individual maximum limit is Rs 10 (ten) lakhs. For
groups maximum limit is Rs 25 (twenty-five) lakhs including 10% margin money
contribution from the applicant.
The State Govt. shall provide a subsidy / grant of 20% of
the project cost, subject to a maximum limit of Rs 1,00,000/- (Rupees one lakh)
only in case of individual scheme (atma maryada) and maximum of Rs 2,50,000/-
(Rupees two lakhs fifty thousands only in case of group schemes (atma
samman).Subsidy / grant will be disbursed only after ensuring that the
entrepreneur / group of entrepreneurs have contributed 10% of the project cost
and margin money.
Eligibility for the Loan :
• The scheme is applicable to all eligible entrepreneurs,
individually or in groups (subject to a minimum of five members and all of them
belonging to the same area).
• More than one member from the same family is not eligible
to form a group (family for the purpose of the scheme shall be deemed to
consist of spouse, dependent parents and dependent minor children).
• Employees of Central govt., State govt., govt.
Undertakings are not eligible to apply.
• An applicant should be an unemployed youth (i.e. Not
gainfully employed) and registered with any employment exchange, and whose
family income (respective family income of an individual member in case of a
group) does not exceed Rs. 15,000/- per month.
• The applicant must be within the age of 18 to 45 years as
on the date on which he or she makes an application for assistance under the
scheme.
How to apply:
Prescribed application for is available with the block /
self help group and self-employment offices. For further details, the Block
officer / Municipality / borough self help group / self-employment officer may
be contacted.
For detail information visit http://employmentbankwb.gov.in/bskp.php
or contact Block officer / Municipality / borough self help group /
self-employment officer.
Info Source- http://employmentbankwb.gov.in/bskp.php
