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NSFDC Government Loan Schemes for Scheduled Caste Women in India

NSFDC Government Loan Schemes for Scheduled Caste Women in India:-

Mahila Samriddhi Yojana and Mahila Kisan Yojana:
‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.
NSFDC offers loan for income generating scheme to target group through State channelizing Agencies. NSFDC offers loans only to economically poor sections of Scheduled Castes whose annual family income is below Double the Poverty Line limit (i.e. upto Rs 40,000/- for rural areas and upto Rs 55,000/- for urban areas). NSFDC provides loans for income generating activities in Agriculture and other allied, industrial and service sector & for professional/ Technical education.
NSFDC provides different types of loan schemes:-

(i) Term Loan
(ii) Micro Credit Finance
(iii) Mahila Samriddhi Yojana
(iv) Mahila Kisan Yojana
(v) Shilpi Samriddhi Yojana
(vi) Educational Loan Scheme
Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.
There are two exclusive schemes for women beneficiaries i.e. Mahila Samriddhi Yojana and Mahila Kisan Yojana.
Mahila Samriddhi Yojana:-
Some activities/indicative schemes for which Mahila Samriddhi Yojana are provided:-
  • Cloth Shop
  • Mini Dairy
  • Tea Shop
  • Bangles Shop
  • Beauty Parlour
  • Papad making
  • Basket making
  • Batik Printing
  • Broom making
Mahila Kisan Yojana:-

Mahila Kisan Yojana loans are provided exclusively to rural women beneficiaries for undertaking schemes in Agriculture and/or Mixed Farming activities such as Vegetable growing, Floriculture, Dairy, Poultry, any other farming activities etc.
Eligibility criteria of Mahila Kisan Yojana-
In Mahila Kisan Yojana, land should be in the name of women beneficiary or joint name with her husband.
For detail information and application form visit website of NSFDC- or Click Here