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BSKP Subsidy Loans for Self-employment-Bangla Swanirbhar Karmasansthan Prakalpa

BSKP Loans for Self-employment-Bangla Swanirbhar Karmasansthan Prakalpa:-
Objective of the Scheme:
For individual youth the scheme is called “Atma Maryada” and for groups of entrepreneurs it is called “Atma Samman”. The objective of the scheme is to generate self-employment in the state through promotion of tiny scale units of production, manufacturing, trade, service or any other sector other than direct agriculture. It is a continuing scheme. It covers both urban and rural areas.
Implementing Authority:
The society for self-employment of unemployed youth, West Bengal implements the scheme through banks or other financial institutions.
The maximum limit of loan available under the scheme:
For an individual maximum limit is Rs 10 (ten) lakhs. For groups maximum limit is Rs 25 (twenty-five) lakhs including 10% margin money contribution from the applicant.
The State Govt. shall provide a subsidy / grant of 20% of the project cost, subject to a maximum limit of Rs 1,00,000/- (Rupees one lakh) only in case of individual scheme (atma maryada) and maximum of Rs 2,50,000/- (Rupees two lakhs fifty thousands only in case of group schemes (atma samman).Subsidy / grant will be disbursed only after ensuring that the entrepreneur / group of entrepreneurs have contributed 10% of the project cost and margin money.
Eligibility for the Loan :
• The scheme is applicable to all eligible entrepreneurs, individually or in groups (subject to a minimum of five members and all of them belonging to the same area).
• More than one member from the same family is not eligible to form a group (family for the purpose of the scheme shall be deemed to consist of spouse, dependent parents and dependent minor children).
• Employees of Central govt., State govt., govt. Undertakings are not eligible to apply.
• An applicant should be an unemployed youth (i.e. Not gainfully employed) and registered with any employment exchange, and whose family income (respective family income of an individual member in case of a group) does not exceed Rs. 15,000/- per month.
• The applicant must be within the age of 18 to 45 years as on the date on which he or she makes an application for assistance under the scheme.
How to apply:
Prescribed application for is available with the block / self help group and self-employment offices. For further details, the Block officer / Municipality / borough self help group / self-employment officer may be contacted.
For detail information visit http://employmentbankwb.gov.in/bskp.php or contact Block officer / Municipality / borough self help group / self-employment officer.
Info Source- http://employmentbankwb.gov.in/bskp.php